Security Risk Control of Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd.

Therefore, Jin Lu takes it as its responsibility to lead the healthy development of the industry, adheres to the bottom line of financial risk control, sets an example, establishes industry norms and standards on the basis of strict self-discipline, and improves the overall service level of the industry.

In particular, lufax adheres to six principles: in the trading mode, "don't do maturity mismatch, don't do short-term growth"; In the early stage of the project, "provide professional risk control and strict asset screening"; On the asset side, "don't make an asset pool and keep the project source independent"; On the investment side, "facing the professional market and serving qualified investors"; In the process of trading, provide "effective credit enhancement measures to protect the rights and interests of investors"; And finally realize the transaction result of "persisting in innovation drive and providing efficient liquidity". The Lufax team members of the investment safety internationalization professional team are composed of professionals from global professional financial institutions, legal industry, economic research, e-commerce and other fields to ensure the international professional level. China Ping An Group, whose absolute controlling shareholder is a Fortune 500 company, has great strength. With many years of comprehensive financial experience, Ping An Group is the first financial group with a full-service financial license in China. Over the past 20 years, he has served 80 million customers and accumulated a lot of comprehensive financial experience, laying a solid foundation for lufax's business development. Multiple protection nets to guard against transaction risks. The investment services released by lufax will be subject to strict internal audit by lufax and professional institutions. At the same time, seek third-party guarantee companies or core enterprises above AA level to provide guarantees. For some slightly risky transactions, lufax will also set higher auditing standards for investors and financiers to ensure that only qualified investors can participate. Security of Funds In order to ensure the security of investors' funds, lufax has adopted multi-pronged fund management measures. Entrust a third party to manage the funds in the user's account. The website adopts the international leading system encryption protection technology to monitor the funds 24 hours a day. Funds can only be transferred to the certified and bound bank account, and users can query the details of the fund account in real time. Strict internal fund management process and perfect system data and information security will make every effort to ensure that customers' personal information will not be obtained, processed or deleted without authorization at any time, and no accidents will occur. Take all feasible measures to ensure that personal information will not be kept for more than a reasonable period of time, and comply with all relevant provisions of laws and regulations on the preservation of identifiable personal information. Support Secure Sockets Layer protocol and 128-bit encryption technology, so that customers can automatically encrypt information when conducting operations involving sensitive information such as membership management, personal account management and recharge, and then send it safely through the Internet; Commitment to data security, taking various appropriate physical, electronic and management measures to protect data, so as to realize the commitment to data security; Effectively avoid being tampered with and deleted, adopt centralized image storage service to ensure the storage of contract and other file information, effectively avoid being tampered with and deleted, and realize permanent preservation; Digital signature technology, page jumping and data transmission between websites all adopt digital signature technology to ensure the undeniable information and source.