After the vehicle loan is settled, there is no charge for subsequent lending procedures. But we must pay attention to the following points: 1, the vehicle does not belong to you after the loan is settled, and the vehicle does not belong to you after the loan is settled. When the vehicle mortgage is released and the vehicle is transferred to your name, the vehicle truly belongs to you. 2. After the loan is paid off, the vehicle cannot be released immediately, and it must take 10 working days to release it. 3. You need to go to the vehicle registration management center to cancel the vehicle mortgage, and the time for canceling the mortgage is about 2 weeks.