Hello, I suggest you know that Xiaoman has money to spend. After all, it is convenient and easy to borrow money on Xiaoman platform. Du Xiaoman's credit service products have money to spend, providing users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman APP (click on the official measurement). The daily interest rate of money consumption loans is as low as 0.02%, and the annualized interest rate is as low as 7.2%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman APP- Youhuahua Loan page shall prevail. I hope this answer is helpful to you.
Second, what is microfinance?
Licensed microfinance is a business license for financial institutions issued by China Banking Regulatory Commission. With this financial license, small loans can carry out the business permitted by the license. It is illegal to carry out loan business without a license, and users can report the institution to the CBRC.
Therefore, when applying for a loan, users must pay attention to whether the lending institution has a financial license. Without a license, users' loans and personal information are not safe.
3. What are the online small loans?
If money is urgently needed, private lending is not recommended. I suggest that you must choose the reliable and formal channels of big brands. Qianhua is a credit service brand of Xiaoman Finance (formerly Baidu Finance), which is safe and credible, and has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest expenses and strong security. The application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements.
1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.
Information requirements: You need to provide your second-generation ID card and your debit card during the application process.
Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Fuguihua, I hope it will help you.
Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.
4. What does a licensed online small loan mean?
A licensed online small loan refers to an institution that holds a company license and can engage in the Internet. Business scope of company license: mortgage loan, equity mortgage loan, personal loan, enterprise loan, consumer loan, mortgage loan and venture loan.
The company mainly obtains borrowers through the online platform, comprehensively utilizes the behavior data of real-time scene information such as customer operation, online consumption and online transaction accumulated on the online platform, analyzes and evaluates the credit risk of borrowers, determines the credit granting method and quota, and completes the whole process of loan application, risk review, loan approval, loan issuance and loan recovery online.