1. Mitsubishi UFJ bank: Japan's largest comprehensive financial group, and few in the world.
1, Mitsubishi UFJ financial group has an overwhelming advantage in the domestic and foreign banking industry.
Among global financial institutions, the balance of deposits and loans ranks first. However, in 20 19, due to the special losses caused by the linked elephant club Danamon Bank in Indonesia, the net profit of this period was 650 billion yen.
With its financial strength as a weapon, Mitsubishi UFJ Bank actively acquired companies rooted in the region through mergers and acquisitions, such as Thailand Dacheng Bank and Vietnam Bank. By promoting localization and responding to local needs, we will create an environment that pursues "customer service" around the world. In addition, it also has the style characteristics of not setting strict business quota and making full use of financing review time. This is the highest evaluation of Tokyo foreign exchange market for 14 years in a row. The goal is to become
2. Asia-centered global financial groups
Mitsubishi UFJ Bank has more than 70 overseas branches, accounting for about 40% of the total loan balance. These advantages are also reflected in the opportunities to work overseas. About 30% of all staff, whether hand or backbone, are overseas.
Second, sumitomo mitsui banking corporation: With its "profitability", it finally reached the top. A huge sales force
1, an innovative big bank pursuing "speed and efficiency"
Among large banks, sumitomo mitsui banking corporation is characterized by innovation and rapid financing, such as promoting unsecured and third-party secured financing. In fact, many people also think that its loan speed is faster than that of the other two banks.
In addition, sumitomo mitsui banking corporation is promoting paperless and other measures to reduce costs, and the cost rate has been suppressed to 59.4% (MUFG: 62.4%, Mizuho FG: 60.7%). It can be said that it is the first bank in the big banking industry to improve efficiency with the residual impression of inefficient old system.
As mentioned above, the banking industry is closing branches to improve efficiency, but sumitomo mitsui banking corporation Co., Ltd. is also looking for new forms of stores, such as reducing office space without reducing the number of branches. Although it is a huge institution, it can be said that it is a rational bank at the forefront of the industry, which does not conform to the image of "low efficiency", "slow decision-making" and "sticking to tradition"
2. Opportunities for overseas challenges
Although large banks tend to emphasize their presence in Japan, sumitomo mitsui banking corporation is expanding opportunities for overseas work. As mentioned above, Mitsubishi UFJ Bank, which has strong overseas strength, is considered as one of the banks with the largest overseas expansion. Recently, however, sumitomo mitsui banking corporation actively expanded overseas, and the balance of overseas loans quadrupled in 10, exceeding 20 trillion yen.
Three. Bank: a non-chaebol bank with a wide range of corporate customers.
The biggest feature of FG is "one Mizuho strategy". The strategy was formulated on 20 16, aiming at integrating all businesses such as banking, trust, securities, asset management, investigation and consulting, and meeting all the needs of customers to the maximum extent.
One MIZUHO strategy, also known as corporate system and double-counting system, does not use the previous "banks, trusts and securities" to vertically allocate the whole group, but divides the group into five companies aimed at customer groups to meet customer needs and jointly provide services. This can also provide trust and securities services for bank customers quickly and smoothly.