Core solvency adequacy ratio: the ratio of core capital to minimum capital is an index to measure the adequacy of high-quality capital of insurance companies;
Comprehensive solvency adequacy ratio: the ratio of actual capital to minimum capital, which measures the overall capital adequacy ratio of insurance companies;
Comprehensive risk rating: the evaluation of comprehensive solvency risk of insurance companies is to measure the overall solvency risk of insurance companies.
What is the insurance company's ability to pay by installment?
Solvency is the ability of insurance companies to repay debts. The solvency adequacy ratio of insurance companies needs to be greater than 100% to ensure that all policies are settled. If the solvency adequacy ratio of an insurance company needs to be lower than 100%, in case the insurance company goes bankrupt, some policies will not be able to make claims.