What is the down payment ratio of Chibi provident fund loan now?
The standards in each region are different, and the general situation is as follows: 1. For the first suite, the down payment is 30% for commercial loans and 20% for provident fund loans (within 90 square meters). 30% beyond 90 square meters); 2. In the case of the second suite, the minimum down payment for the purchase of real estate is 50%, and the down payment for non-ordinary housing is 70%; 3. Take commercial housing as an example. If the down payment of commercial housing is 50%, the buyers need to consider the longest loan period 10 year. 4. In other cases, the minimum down payment is 30%.