I. Characteristics of trust products
Flexible trading structure. Trust products can use the structural design of priority beneficiaries and sub-beneficiaries to properly bind and share the investment risks of beneficiaries and investment consultants. The risk is controllable. Trust companies use various means to manage the risks of investment projects. 3360 mortgage, pledge guarantee, structured design, trust direct shareholding, etc. Keep it secret. Managing and using the trust property in the name of the trustee effectively solves the problem that customers are unwilling to disclose the business secrets of the trustee and the beneficiary of the trustee and their patience factors. Various forms. Trust property can be entrusted in various forms, such as funds, securities, movable property, real estate, capital claims, etc. As long as it does not violate the mandatory provisions of the law and public order and good customs, the trustee can set up trusts for various purposes, and the scope of trust application is very wide, and the types of trust products are also very diverse.
The second is to pay attention to the risks of trust wealth management products.
Trust companies are financial institutions officially approved and supervised by the state. It is supervised by the China Banking Regulatory Commission, just like the banking regulator. Trust wealth management products are safer than value investment products such as gold investment, stock investment and futures investment. By improving risk control measures, product risks can be minimized. Therefore, the investment target of trust wealth management products has been determined before sale, and investors can predict the yield of the project according to the investment target of trust funds, the stability of cash flow and the market situation in a certain period.
What needs to be reminded is that when choosing trust wealth management products, we must seriously consider the assets and integrity of trust companies to determine whether trust wealth management products are worth buying. Although trust products are good, many people choose them, but we must pay attention to them.