The car loan overlord clause of Beijing Oriental Tianyuan Guarantee Co., Ltd. states that the car insurance has not been purchased by them and the deposit will not be refunded.

It depends on the guarantee contract. If the insurance must be purchased by the son of the guarantee company, the liability for breach of contract should be clear.

If there is no relevant agreement in the contract, this can ensure that the company is an infringement, and you can properly solve it through communication and consultation. If negotiation fails, rights shall be protected through litigation.

Know that they will definitely get a certain fee through a unified insurance!