What kind of audit qualifications do ordinary formal online lending platforms and loan platforms need for borrowers?

The auditing standards for general formal online lending platforms are: the first is credit reporting. The formal platform reviews whether you meet the borrowing standards. Check your credit information first to see if you owe money on many platforms or banks, and what is the debt ratio? Assess whether you can afford the loan. Second, contact address, he will look at your home address, company information, etc. Is constantly changing and fixed.