Does Huaxia Bank enjoy capital preservation every year?

Huaxia Bank's annual happiness is not necessarily guaranteed. Most of the bank's wealth management products are not guaranteed, and most of the brochures say expected returns, but the bank's credibility is very high, so in the eyes of ordinary people, my first impression is that investing in its designated fund will have corresponding returns. In fact, it is normal to report that 95% of the wealth technology products of Standard Chartered Bank are losing money, but in fact, those wealth technology products are the same as the funds you bought. Therefore, we should pay attention to prevent subjective collapse in the choice of wealth technology products.

What kind of bank is Huaxia Bank?

Huaxia Bank Co., Ltd. is a national joint-stock commercial bank, which must engage in various commercial banking businesses approved by relevant regulatory authorities, such as taking deposits and issuing loans, and is the fifth largest listed bank in China. Its controlling shareholder is Shougang Group Co., Ltd., and the actual controller is Beijing SASAC. Main business scope: issuing short-term, medium-term and long-term loans, absorbing public deposits, accepting and discounting domestic and foreign bills; Acting as an agent to issue, honor and underwrite treasury bonds and to buy and sell treasury bonds and financial bonds; Engage in interbank lending; Foreign exchange trading and trading agent; Acting to receive letter of credit services and provide guaranteed payment for bank card business; Foreign exchange settlement and sale business providing safe deposit box services, insurance concurrent agency business and other businesses approved by China Banking Regulatory Commission.

What about Huaxia Bank's wealth management products? Is it safe?

Huaxia Bank's wealth management products are still relatively reliable. In particular, wealth technology products with risk levels of 1(R 1) and level 2) R2 have almost no risk. Security is a relative concept, and it is impossible to generalize whether all the wealth technology products of Huaxia Bank are safe and secure, but all the wealth technology products of Huaxia Bank are reliable. In order to attract customers and maintain the bank's attributes, Huaxia Bank should not deliberately choose unreliable wealth management products. In other words, the wealth management products issued by Huaxia Bank may all be selected.

In addition, it is not possible to roughly summarize whether Huaxia Bank's wealth management products are safe and secure. Huaxia Bank's wealth management products can be divided into five levels according to the risk level. From R 1 to R5, the higher the grade, the greater the risk. The type of income also has the problem of whether it is guaranteed or not.