Is regular P2P safe?

(1) Enterprise qualification and ability. At present, P2P online lending companies must have the business license and financial information service qualification issued by the administrative department for industry and commerce in China. If there is no P2P online lending platform with these two qualifications, it will be irregular. The ability and strength of this company. Only companies with strong qualifications will have safe and stable funds, which is a formal financial management company for us.

(2) The Company's risk control capability. When choosing a wealth management company, we must find a company with a sound risk control system, so that our capital investment can be safer. A mature P2P online lending company must be very mature in risk management and control technology. Therefore, investors can measure whether the platform is formal by understanding the specific workflow of the risk control department of P2P wealth management companies.

(3) Whether there are formal cooperative organizations, including third-party payment and scorecard risk control system suppliers. Pay attention to the safety of funds. Don't put the money into the company account or the account of the company's shareholders or employees, but pay the money directly to the borrower. In addition, we should pay attention to the need for small investments to spread risks.