Does the enterprise loan need the signature of shareholders?

Legal analysis: a joint stock limited company generally needs the signature of shareholders to lend money to a bank, but sometimes it does not necessarily need the consent of all shareholders to lend money. The specific circumstances shall be determined according to the provisions of the articles of association. If the articles of association stipulate that more than a few percent of shareholders can sign, it can be implemented in accordance with the articles of association, and all shareholders do not need to sign.

Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of the Company Law of People's Republic of China (PRC) (II) Article 1 If a shareholder who holds more than 10% of the voting rights of all shareholders of the company alone or in aggregate brings a lawsuit to dissolve the company for one of the following reasons, which is in line with the provisions of Article 183 of the Company Law, the people's court shall accept it:

(1) The company has been unable to convene the shareholders' meeting or shareholders' meeting for more than two years, resulting in serious difficulties in the company's operation and management;

(2) Shareholders fail to reach the proportion stipulated by law or the articles of association when voting, and cannot make effective resolutions at the shareholders' meeting or shareholders' meeting for more than two years, resulting in serious difficulties in the operation and management of the company;

(3) The directors of the company have long-term conflicts, which cannot be resolved through the shareholders' meeting or shareholders' meeting, resulting in serious difficulties in the company's operation and management;

(4) There are other serious difficulties in operation and management, and the continued existence of the company will cause great losses to the interests of shareholders.

The people's court will not accept a lawsuit for dissolution of the company filed by shareholders on the grounds that their rights and interests such as the right to know and the right to claim profit distribution have been damaged, or that the company has suffered losses and its property is insufficient to pay off all debts, and that the company's Business License as an Enterprise Legal Person has been revoked and has not been liquidated.