A recent judgment revealed that a 4.3 billion yuan "money laundering case" was solved, and a licensed third-party payment company was involved in helping overseas illegal personnel receive and pay illegal funds. In this case, Liu Moumou, the vice president of Guangdong Huika Business Service Co., Ltd. (hereinafter referred to as "Huika Business"), provided a number of fourth-party payment platforms involved in the case with channels to collect and pay illegal funds, helping overseas illegal personnel to collect and pay illegal funds of 4310.40 billion yuan.
This is not the first time that a third-party organization has been involved in a major case. In 20021year, a major online loan case was exposed. A criminal gang of 253 people made a profit of 2.8 billion yuan a year through illegal lending and violent collection, which indirectly led to 89 suicides. The gang's illegal gains on the online lending platform are all settled through the licensed institution yeepay Limited (hereinafter referred to as "yeepay").
As an important subdivision of Internet finance, licensed third-party payment with payment business license has always been the focus of supervision. In addition to the five-year renewal screening, the central bank, as a financial regulatory department, also frequently issues fines. However, even with stricter supervision, there are still many payment institutions involved in criminal whirlpool driven by interests, such as online gambling, fraud, illegal fund-raising and money laundering.
Not long ago, the central bank released the fourth batch of public information on the renewal of payment business licenses of non-bank payment institutions. In this round of evaluation, of the 95 payment institutions approved before 10, only 6 1 institutions voluntarily submitted renewal applications. However, eight institutions were suspended from reviewing their license renewal applications by the central bank because of the circumstances stipulated in Article 24 of the Measures for the Implementation of Administrative Licensing of the People's Bank of China.
These eight institutions include Huichao Payment Co., Ltd. (hereinafter referred to as Huichao Payment), Shanghai Hanyin Information Technology Co., Ltd. (hereinafter referred to as Hanyin Technology), Jia Lian Payment Co., Ltd. (hereinafter referred to as Jia Lian Payment), Jiupai Tianxia Payment Co., Ltd. (hereinafter referred to as Jiupai Payment) and Yunnan Benyuan Payment Management Co., Ltd. (hereinafter referred to as Benyuan Payment).
Behind these eight institutions whose licenses have been suspended and renewed are a number of listed companies. For example, Jia Lian Payment is wholly owned by Xinguodu (300 130). SZ)； Jiupai Payment is indirectly controlled by Jiuding Group, and the main investor is Jiuding Investment (600053. SH)； Hanyin Payment is controlled by Blue Ocean Group, the major shareholder of Blue Ocean House (600398). SH)； The principal payment was made by Yi Yatong, the major shareholder of Yi Yatong (002 183. SH), holding 34%.
According to relevant regulations, if the applicant is suspected of violating laws and regulations, has been placed on file for investigation, has not yet closed the case, and has been restricted in business activities according to law, the central bank and its branches may make a decision to suspend the examination.
Liu Qing Studio combed the judgments disclosed in the past two years and found that there are a large number of licensed third-party payment institutions, including the above-mentioned suspended and renewed institutions. In recent years, they have provided services to illegal fund-raising, online gambling, fraud and other black and gray industries to varying degrees.