This course accounts for all kinds of deposits absorbed by enterprises (banks) except interbank deposits, including enterprise deposits (including enterprises, institutions, social organizations, etc.). ), personal deposits, credit card deposits, special deposits, loan funds and financial deposits.
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Deposits absorbed by banks mainly include personal savings deposits, corporate deposits, financial deposits and interbank deposits. Deposit refers to the depositor's temporary transfer or deposit of funds or money in banks or other financial institutions, or temporary transfer of the right to use to banks or other financial institutions while retaining ownership. It is the most basic and important financial behavior or activity and the most important source of credit funds for banks.
The deposit interest rate refers to the currency that the customer deposits into the bank account according to the agreed conditions, and the interest amount is the interest rate of the loan amount, that is, the principal, within a certain period. There are current interest rates and fixed interest rates, and there are annual/monthly/daily interest rates.
Baidu encyclopedia-absorbing deposits