Specific rating process:
1. The appraisal client applies for a credit rating from the appraisal company, and both parties sign a credit rating agreement.
2. The evaluation company assigns a project evaluation team and makes a project evaluation plan.
3. The evaluation team issues a list of evaluation and investigation data to the evaluation customers, requiring them to prepare all the information needed for the evaluation and investigation in a short time.
4. When the evaluation team goes to the site for investigation and study, they should first read, analyze and evaluate the information provided by customers, and around the requirements of the credit rating index system, what information and information are available and what information and information are still lacking, which needs further investigation and understanding.
5. Talk with the leaders of relevant functional departments of customer evaluation on major issues, or hold a forum to listen to your opinions, and be sure to clarify the evaluation content.
6. According to the needs, the evaluation team shall also investigate and verify with the competent authorities, industrial and commercial administrative departments, banks, tax departments and relevant units.
7. The collected data should be classified according to confidential and non-confidential information, and kept according to the file number. Confidential information shall be managed by special personnel and shall not be circulated at will.
8. According to the credit rating standards, analyze, summarize and sort out the evaluation data, and fill in the credit rating working papers in the prescribed format.
9. Pay attention to whether the quantitative analysis data has been audited by a certified public accounting firm, and then process the data on the computer.
10. According to the requirements of credit rating standards, the evaluation team combines qualitative analysis data with quantitative analysis data to make comprehensive evaluation and judgment, form a unified opinion of the team, and put forward preliminary rating results.
1 1. The team wrote a credit rating analysis report and consulted relevant experts.
12. The evaluation team submitted the credit rating analysis report to the company rating committee, which held a meeting for approval.
13. During the review, the rating committee shall listen to the detailed report of the evaluation team and review the evaluation and analysis basis, and finally determine the credit rating by voting to form a credit rating report.
14. The Company sends the credit rating report and the credit rating analysis report to the appraisal customer for comments, and the appraisal customer shall give comments within 5 days after receiving the report. If there are no comments, the evaluation results will be subject to this.
15. If the appraisal customer has any comments, ask for re-appraisal, provide the reasons for re-appraisal and attach the necessary information. The company rating committee will give a re-evaluation after the review, and the re-evaluation is limited to one time, and the re-evaluation result is final.
16. If the appraisal client requests to publish the credit rating in newspapers and periodicals, he can sign an entrustment agreement with the appraisal company, which will publish it on the publicity platform in the form of credit rating announcement.
17. During the credit rating period (enterprise rating is generally 1~3 years), the appraisal company is responsible for tracking and monitoring its credit status, and the appraisal customers should provide relevant information as required.
18. If the credit status of the assessed customer exceeds a certain range (the credit rating is increased or decreased), the assessment company will change the credit rating of the assessed customer according to the tracking rating procedure and disclose it in relevant newspapers and periodicals, and the original credit rating will automatically become invalid.
The credit rating can be obtained from Beijing Dahua Xincheng International Credit Rating Co., Ltd., which covers a wide range of industries, including industry, commerce, construction, real estate, medical equipment, hotels, restaurants and other industries. The company has absorbed the international credit concept and rating technology, and the credit method system and credit standard developed are suitable for the market characteristics and credit environment of China. Adhere to the working principles of objective investigation, fair evaluation, scientific standards and standardized operation, establish a good credit image of enterprises, improve the credit management level of enterprises, and contribute to the construction of China's social credit system.