Is there a credit company in Luoyang that does not need mortgage for personal small loans?

This is what the market calls a credit loan company. There are many such companies now, and the general amount is below 200,000. Basically, there is no such thing as paying money in advance as you said.

The interest generated by different financing channels of credit companies is also different, generally between 6% and 3 points. Their channels are banks, consortia and private individuals. The cost of the bank is the lowest, only a few cents. Consortium and private individuals have already got 1 more points, and it is normal to reach more than 2 points.

Of course, if you need more than 200 thousand, you need to mortgage something so that people dare to give you money; Mortgage is also divided into banks and companies. Long bank time, low cost, fast company time, and high cost 1-3 times.