1, with different properties.
In the entrusted loan business, the trustee has the nature of property management, and mainly transfers the entrusted property according to the instructions of the principal;
In the loan business, the trustee invests for the client through the loan business similar to the bank.
2. Different forms,
The entrusted loan contract shall be signed by the principal, the trustee and the borrower, or by the principal, the trustee and the borrower respectively.
The parties to a loan contract are only the principal and the trustee.
3. Determine that the subject matter of the loan contract is different.
In the entrusted loan contract, the contents of the loan contract (including the borrower, loan term, loan interest rate, etc.). ) shall be designated by the principal.
In the loan contract, the principal rarely interferes with the loan contract, which is independent of the trust contract, and the specific content of the loan contract is decided by the trustee.
4. Responsibility and adventure are different.
In the entrusted loan, the borrower has the obligation to repay the loan directly to the principal, and the loan risk is borne by the principal; In a trust loan contract, the borrower is a third party outside the contract and has no obligation to repay the principal directly.
The trust institution shall be responsible for the safety of funds in the loan, and the risks shall be borne by the trust institution.