Procedures required for the company to buy a car
First, buy a car in full.
Generally speaking, companies only need to bring business license, organization code certificate, agent ID card, power of attorney, tax registration certificate and other documents to buy a car in full. Some 4S stores even need the organization code certificate and the ID card of the manager to purchase, which depends on the requirements of local 4S stores. You can ask the salesman in advance before buying a car.
Second, the loan to buy a car
If a company buys a car through a mortgage, the required procedure is:
1, ID card, household registration book and other identification materials of the agent;
2, unit income certificate, deposit certificate, securities, real estate certificate or other income certificate;
3. Bank deposit certificate (passbook) not less than the down payment;
4. If the property is mortgaged or pledged, a list of mortgaged or pledged property, proof of ownership, proof that the person who has the right to dispose of the property (including the property owner) agrees to mortgage or pledge, and a mortgage appraisal certificate issued by the competent department shall be provided;
5. If the purchased vehicle is mortgaged, a written loan recommendation letter issued by the dealer designated by the lender before handling the legal mortgage registration and relevant insurance procedures shall be provided.
What does the company need to buy a car?
First, buy a car in full.
1. The enterprise has a valid business license (or industrial and commercial registration certificate), organization code certificate and tax registration certificate, and paid warehousing value-added tax and business tax in this city in the last year totaling more than 50,000 yuan (inclusive).
2 institutions, social organizations and other organizations that are not fully funded have valid organization code certificates.
Second, mortgage to buy a car.
1. It has the ability to repay bank loans, the registered capital is more than 500,000 yuan, and the company has been established 1 year or more;
2. During the loan application period, there is a down payment for car purchase that is not lower than the requirements of the bank and deposited in the accounting department of the bank;
3. To provide the bank with an approval guarantee, the borrower must be a shareholder of the company;
4. Willing to accept other necessary conditions proposed by the bank.
How much money can the company save by nominally buying a car?
1, small-scale taxpayer
Companies buying cars can be used to deduct corporate income tax. Suppose the company spends 6.5438+0.00 million yuan on buying a car, which can be included in the tax as the company's current cost. /kloc-The deductible enterprise income tax within 0/0 year is100 * 25% = 250,000, and small and micro enterprises can deduct 50,000.
2. For ordinary taxpayers.
Enterprise income tax is the same as the above-mentioned small-scale taxpayers. At the same time, ordinary taxpayers can also deduct a part of vehicle value-added tax, that is,100/(1+13%) *13% =1/5000 yuan; In addition, various vehicle maintenance costs and expenses in the next five years can also be deducted from the value-added tax.
Advantages and disadvantages of buying a car in the name of the company
Advantages:
1, buying a car in the name of the company can be deducted reasonably, that is, the above tax expenses can be saved;
2. For cities with restricted purchases, buying a car in the name of the company can easily obtain local license plate indicators;
Disadvantages:
1. When the company has financial disputes, if it involves paying off debts, then this car, as a fixed asset of the company, will face the risk of being auctioned or used to pay off debts;
2. When there is something wrong with the vehicle, such as a major accident that exceeds the insured amount, it will hurt the company's funds.