Bank of China operates insurance business through its wholly-owned subsidiary Bank of China Group Insurance Co., Ltd. registered in Hongkong. BOC Group Insurance is mainly engaged in general insurance business, and operates life insurance business through BOC Group Life Insurance Co., Ltd. (hereinafter referred to as "BOC Group Life Insurance") jointly owned by BOC Hong Kong Holdings. By the end of 20 12, BOC Group had six branches in Hong Kong, which dominated the property and accident insurance market in Hong Kong. In 2007, Standard & Poor's gave BOC Group an "A-" credit rating, which affirmed the sound financial strength of BOC Group's insurance. .
What are the advantages and disadvantages of BOC You Xiang?
Advantages: Children have leukemia protection: 100% of the basic insurance amount can be paid for leukemia diagnosed before the age of 8.
Disadvantages: poor protection for mild illness: mild illness is only guaranteed until the age of 80, not lifelong protection, but mild illness is grouped, and the payment interval is 360 days. Many products are not grouped and have no intervals. The grouping of serious diseases is not practical, and cancer is not grouped separately, which reduces the probability of multiple rehabilitation.