1. Contact VIOS financing guarantee company in time: When the user is in loans overdue, contact VIOS financing guarantee company in time to find out the specific compensation situation, including the compensation amount.
2. Repayment of compensation: After the compensation by Visa Finance Guarantee Company, the user will return it to the other party in time, otherwise the compensation information will always be recorded in the credit information, which will affect the subsequent loan processing. After the compensation is returned, it will remain in the credit information for 5 years and disappear automatically after 5 years.