China Life Commercial Pension Insurance: (1) China Life Hongxi Annuity Insurance provides a good choice for people to carry out pension planning. According to reports, the insurance age is 18 to 58 years old, and the payment methods are divided into one-time wholesale payment and five-year, 10 and 20-year payment.
The income obtained by the insured includes four parts: first, the pension annuity. During the period from the date of receiving the annuity to the time when the insured reaches the age of 69, the insured can receive the annuity, in which the annuity that pays the premium is equal to the basic insurance amount? 2.5%; Annuity with premium paid in installments = basic insurance amount? How many years? 2.5%。
The second is the expiration survival fund. The insured can receive survival money when he reaches the age of 70, in which the maturity of the wholesale insurance money = the basic insurance amount; Maturity premium of installment premium = basic insurance amount? Payment period.
The third is death insurance. If the insured dies of illness within two years of insurance, he shall pay the death insurance money according to the premium paid (excluding interest); If he dies of illness two years later, the death insurance premium of the wholesale insurance premium = the basic insurance amount; Death insurance premium paid in installments = basic insurance amount? Number of years of insurance policy at the time of death; If the insured dies after the payment period expires, the death insurance premium = the basic insurance amount? Payment period.
The fourth is the dividend. According to the actual operation of dividend insurance business of China Life Insurance in the last fiscal year, the dividend distribution plan is determined every year.
China life commercial endowment insurance: (2) China life personal endowment insurance and China life personal endowment insurance (dividend-sharing type)? Annuity? A form for paying the insured's pension after retirement. According to the relevant personage of the company, China Life's individual pension annuity is dividend-paying insurance? It is the last old-age insurance before the adjustment of life table. Moreover, another major feature of this type of insurance is that it can receive a pension for life, and it is the only annuity-type dividend-paying pension insurance with such characteristics in the insurance market at present.
China Life Commercial Endowment Insurance: (3) China Life Hongshou Annuity Insurance Pension Reserve: Make plans for providing for the aged as early as possible, and win future happiness with present investment.
Death protection: in case of misfortune, you will get a sum of money to maintain the normal living standard of your family.
Expired birthday: If the expired contract still exists, you can get a considerable birthday bonus at one time.
Dividend: Dividend, accumulate interest and enjoy the investment results.
Policy loan: If you need liquidity, you can get a loan according to the terms and conditions of the policy.
China life commercial endowment insurance: (4) China life fulangtang endowment insurance has one investment and multiple pensions: during the insurance period, fulangtang endowment insurance can provide you with multiple rights and interests such as pension collection, bonus collection, optional pension and bonus accumulation.
Rich income and flexible collection: the earlier you get insurance, the more adequate your pension will be.
Cumulative interest, rolling financial resources: this insurance can enjoy pension annuity and dividend compound interest, and the annual interest rate is subject to the company announcement.
Live a long life, be carefree and enjoy honor: according to the insurance contract, this insurance can take care of your old age until you are 85 years old.
Fulu is a human being. Cover? Caring for the whole family: pension annuity, bonus, accumulated interest, guaranteed payment and accident protection will make your later life full of dignity.
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