1, negotiation (including project overview, amount, interest rate and mortgage guarantee method);
2. Evaluation (property value or guarantor's compensatory ability);
3. Risk preliminary examination (check with the original, the risk is controllable, continue to the next step, and direct rejection is not allowed);
4. Collect information and write a loan investigation report;
5. The loan review meeting will approve;
6. Handle mortgage registration or guarantor's signature;
7. Sign legal contracts such as credit contracts and loan contracts;
8. If the financial audit contract is correct and you get other warrants, you can lend money.