2. If you have taken out commercial insurance once in the previous year, and there are no casualties, the premium will usually not change. But if there are casualties, the premium may rise by about 35%.
You need to be aware of the danger.
First, 4S shop insurance
Insurance procedure: after buying a car, you can directly insure it in the 4S shop. You need to call the insurance company in advance to find out which types of insurance you don't need to buy, because dealers will only sell blindly. In addition, the insurance policy also needs to be verified.
Second, the insurance procedures for direct investment in the business hall of the insurance company: the owner brings relevant information to the business outlets of the insurance company, fills in the insurance policy on the spot, and carries out insurance.