North Sea
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Industrial and commercial bank of China Rong e Dai
Quota: 600 yuan-800,000.
Interest rate: 1 year loan interest rate for more than one year loan interest rate term: the general term is 2 years, and the longest is not more than 5 years.
Repayment method: matching principal and interest, average capital, one-time principal repayment and one-time principal repayment. Support prepayment.
China merchants bank lightning loan
Amount: up to 500,000 yuan.
Interest rate: the minimum annual interest rate is 6%
Duration: the longest is 10 year.
Repayment method: the repayment method for two years or more is equal principal and interest, and the principal is mainly paid monthly for one year or less.
Ant, please.
Quota: 500 yuan-300,000.
Interest rate: the daily interest rate is equivalent to the annual interest rate. Loan term: the longest 12 months.
Repayment method: there are two ways to choose from: equal monthly payment and interest repayment in advance, and there is no penalty interest for prepayment.
petty loan
Amount: up to 300,000 yuan.
Interest rate: the average daily interest rate is equivalent to the annual interest rate 18%.
Term: 5 months, 10 months, 20 months.
Repayment method: average principal, no penalty interest for prepayment. Summary: Beihai personal credit loan application is here. As can be seen from the contents listed above, Beihai personal credit loan has advantages over banks in terms of quota, interest and term, but there are not as many people actually handling bank credit loans as expected. Why? Everyone should have thought that the requirements for bank loans are strict. Although all aspects of bank loans are satisfactory, not everyone can pass the examination and approval.