Insurance financing is an important link in insurance management. The activities of the insurer to finance its funds in some way reflect the essential requirements of the insurer to actively adjust the relationship between risk and funds, which is directly restricted by the risk mechanism.
Bank financing is a financing activity with banks as the intermediary, and bank financing is indirect financing, which is the main form of financing activity in China at present.
The two are linked:
Banks are financial institutions, and bank financing is indirect financing;
Insurance financing can be divided into direct financing and indirect financing. Insurance indirect financing refers to depositing funds into financial institutions and investing on their behalf.
So bank financing can include insurance financing.
Bank financing is a financing activity with banks as the intermediary. Bank financing is indirect financing and the main form of financing activities in China.
Insurance financing is an activity that insurance companies finance in a certain way.
Includes two parts:
1, pure financing, insurance companies can participate in financial market financing activities with the help of financial instruments, which is called financial management;
2. In order to adjust risks, the financing is mainly based on reinsurance between insurance companies, which is called risk financing.