It is difficult for banks to find companies that make micro-credit loans, such as Zhongan Credit and Ping An Easy Loan Insurance, and then register. You can check online whether these companies have branches in your area. If it is Chengdu, go to Zhong 'an for credit information. The conditions and services of this company are better. Zhongan Chengdu Branch: 02886706 170
Zhongan Xinye Venture Capital Co., Ltd. is an enterprise that provides fast, simple, mortgage-free and guarantee-free services for individual industrial and commercial households, small business owners and individuals. Since 2004, the company began to explore mortgage-free and guarantee-free, and has accumulated the most loans in the country and served the most customers. The World Bank, CDB, Bank of China and China Construction Bank all entrusted Zhongan Xinye with loans, and there are dozens of convenience outlets in Shenzhen, Beijing, Hebei, Fujian, Guangdong, Sichuan, Zhejiang and other places, with nearly 1,000 employees specializing in business.
Zhongan Xinye provides customers with fast, simple, friendly, efficient and reasonable services. Committed to serving customers who can't get small funds from traditional banks. Zhongan Xinye-personal loan, fast and simple, mortgage-free and guarantee-free. If the loan is unsuccessful, there is no charge.
Small business loan
Zhongan Xinye provides fast and convenient mortgage-free and guarantee-free loan services for small business owners. No matter running a small company or setting up a stall, you can apply for a loan of up to 300,000 yuan as long as you have been operating for more than six months. It usually takes two to three days to lend money.
personal loan
Zhongan Xinye provides fast and simple personal loan service for the working class. We have a large number of outlets and friendly and humble staff to help the whole loan process. You can also apply for a loan online conveniently! Provide loans with a maximum of 6.5438 yuan+5,000 yuan, and the loan period is divided into 654.38+0.2 months or 654.38+0.8 months. Generally, the loan can be released on the day of application.
Revolving credit loan
Zhongan "cash card" loan. Customers can easily repay or refinance loans within a predetermined limit without paying liquidated damages! This is the best choice for customers who often need extra cash and customers who need flexible repayment and cash withdrawal at any time.
Second, whether individuals can borrow money without mortgage or guarantee.
Personal unsecured loan is a personal unsecured credit loan. Generally speaking, it is safer to choose a formal individual, and unsecured personal loans are very demanding. In fact, applying for a bank individual requires many conditions.
Unsecured condition
1. Chinese mainland residents under the age of 50;
Two, engaged in legitimate production and business activities, the project has development potential or market competitiveness, with the ability to repay the loan principal and interest on schedule.
Third, there is a stable source of income;
Fourth, without a bad credit record, loans cannot be used for stock trading or gambling.
Here is some information about.
Unsecured loans have the following characteristics: unsecured and unsecured; Easy to apply; Lending fast; High amount.
Unsecured loans have the characteristics of strong pertinence and flexible repayment methods.
1, with strong pertinence: tailor-made for individual farmers to meet the capital needs of individual production and operation in many ways.
2. Flexible repayment method: the maximum loan balance management is implemented, and different repayment methods can be selected.
Applicable object: China citizens with permanent residence in China, permanent residence in cities and towns or valid residence certificates, stable legal income and full capacity for civil conduct.
3. Which banks can be unsecured?
Regular bank loans are unsecured and unsecured: the first step is unsecured, requiring us to have China nationality (excluding Hongkong, Macau and Taiwan Province residents); At the same time, you must be at least 25-55 years old; Current address must be 6 months, and local work must be 6 months; At the same time, the most important thing is that the credit card repayment record is good and there is no overdue at present. If you are an office worker, you have to work in your current unit for 6 months. Step 2: First, the applicant fills in his contact information online and sends the relevant materials to the new loan by mail or fax; Secondly, the relevant bank will have a special customer service to contact the applicant after receiving the applicant's information; Finally, the applicant submits the relevant materials to the door for approval by the bank. After approval, the bank lends money. As long as your materials are complete, you can get the account as soon as 1 day. The formal bank application process (1) provides personal identification information, including ID card, residence permit, household registration book, marriage certificate and other information; (2) Provide stable address, housing lease contract, utilities, property management and other related information; (3) provide a stable source of income, bank running list, labor contract, etc. Regular banks need to fill in different application materials according to the identity of individuals or enterprises. Please consult the relevant bank for details. In addition, with the development of P2P enterprises and the combination of network and private lending, there are many loan scams. Many informal enterprises claim that the service is fast and simple or the loan amount is relatively high, so users should take preventive measures themselves.