Is the packaging loan true?

It's fake. It's best not to pack. The bank will find out. Affect future loans. General bank's requirements for credit investigation: at present, it cannot be overdue, twice in half a year, three times in a row in two years, and a total of six times.

Conditions for applying for loan business:

1,18-a natural person aged 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

Packaging loan is a kind of loan that walks in the gray area, but this kind of behavior is illegal in essence, because basically everything that needs packaging is problematic, and the loan you get through packaging is likely to constitute fraud.

Let me talk about what a packaged loan is. The so-called packaging loan means that individuals provide some basic materials, and some so-called packaging companies optimize the materials and then apply for loans with these packaged materials.

Some people say that this kind of packaging is only the material needed to optimize the bank, and it is legal in essence, but this is only a superficial statement. The real situation must be that you have found a packaging company, which means that there is something wrong with your materials.

In order to get loans smoothly, most packaging companies beautify the materials, and some even fake materials with only one purpose, so as to achieve the purpose of lending through these forged data and materials.