Many times banks don't do it, and they really don't have equipment.
Now go directly to the bank to do ETC, maybe the staff will tell you directly: this equipment is not available. Many people will feel that they just won't, won't do it, and it's no good, which can be used as an excuse to save trouble. This is a bit unfair to the bank. The bank said that there was no equipment, and it was not all a lie. That's true.
Shi Jing, Hubei Province reported on June 5438+065438+ 10, 2020 that a citizen bank branch in Wuhan was told that it could not handle ETC business, and said that it could not do it without equipment. Then the reporter contacted the national ETC service hotline and learned that they needed to go to their designated ETC designated bank.
This is because, for banks, ETC is not the main business now, and some bank outlets may indeed be under-equipped, or fail to apply for deployment in time.
In addition, there are special bank outlets to do this, and naturally you will be very relieved. When reading a book, the teacher assigned a task and said, "Ask the study committee about this." Other class committees are not so keen on this matter.
I was willing to do it before because of the indicator task.
In the final analysis, bank employees have been so active in promoting ETC in the past two years, mainly because many people had to complete many indicators and tasks at that time. According to "Securities Daily" 20 19, the task index of a large state-owned bank in handling ETC is particularly heavy.
According to the requirements, 1 year 1 dot has about 2,500 tasks to complete, and 1 year has only 365 days. There are more bigger outlets, and on average, 20 to 30 tasks are completed according to the standard every day.
In this case, if you meet a user who doesn't run ETC, it's basically the same as looking for treasure: "Oh, you don't run ETC!" At that time, many friends should have been robbed by various friends of the bank on WeChat, which felt like harassment when it was powerful.
The reason why banks work so hard to promote ETC is mainly policy support. 2065438+June 2009, the National Development and Reform Commission and the Ministry of Transport issued the "Implementation Plan for Accelerating Expressway Electronic Express Toll Collection Service".
It is mentioned that ETC is allowed to bind existing bank accounts and payment accounts, and commercial banks are supported to promote the issuance of co-branded cards loaded with traffic industry applications. Moreover, banks can also get a lot of benefits from it. After all, ETC is relatively stable and will be a big profit in the long run.
Moreover, people who handle ETC are car owners, and their assets are generally good, which can lead to many other financial products. ETC is finished, "hey" do you want one to do financial management or something? Do you want to deposit a deposit?
We are not active now because the market is basically saturated.
I'm not so active now, mainly because the coverage of ETC is already quite high. After all, such a fierce wave has happened before, right? June 5438 +2020 10, Zhao Ceng, Deputy Secretary-General and spokesperson of the National Development and Reform Commission, introduced that there were more than 200 million ETC users nationwide, with an average utilization rate of over 70%.
In other words: I have basically installed what I want to install, and the rest have been killed. How can I convince them? For these car owners, it is useless for banks to actively promote them. Maybe it's harassment. It's counterproductive to complain about you.
Juliet has a paper in Economic Jingwei magazine to share with you, focusing theory and its application in marketing research. It said: Studies have shown that when the perceived risk is high, the vigilance against negative results will be enhanced, which will lead to the self-adjustment of defense focus. It's like: we met these salesmen in the street.
If you are not very interested and he keeps chasing you, you will increasingly suspect that he is unreliable. Are you trying to lie to me? The more afraid I am of buying.
The problems caused by installing ETC also make banks have a headache.
Moreover, many people installed ETC in the bank, and they went to the bank as soon as there was a problem, but many problems could not be solved by the bank. It's like: although some convenience stores can help us charge the phone bill, right? However, if the phone bill is not charged correctly, something goes wrong, the account is delayed, and the fee is deducted indiscriminately. Finding a convenience store or a convenience store may not necessarily solve it, right? Still looking for a mobile company?
If you meet some grumpy customers, getting scolded is a trivial matter. At this time, the bank will be very embarrassed. It may be: "Hey, don't do it, why?" Anyway, there are no indicators now. "
On the leadership message board of People's Daily Online, Fuyuan County Transportation Bureau mentioned this situation in response to the inability of local netizens to deal with ETC issues. Due to various problems reflected by car owners, Fuyuan Agricultural Bank, Postal Savings Bank, Bank of China, credit cooperatives and other banks were unable to respond and deal with them in time, temporarily freezing the ETC business.
What is the more convenient way to handle it?
In fact, we don't have to go to the bank to run ETC now, and it is more convenient to handle it through many online channels. Take Alipay as an example. We also talked about it in the previous video. It only takes a few minutes to apply for ETC.
Search for "ETC" on the home page, and then select and fill in the ETC function options. Both AliPay and WeChat can be used. One thing you should pay attention to is whether there is a penalty. If you don't use the agreed time limit and cancel it, you will definitely be fined. You have to see if this exists, and some of it exists.
Banks don't actively promote ETC as before.
So in general, banks are not as active in promoting ETC business as they were two or three years ago. Many banks simply say that there is no equipment. If you approve it, I will lose it. It may not be a lie, but it did happen. If you feel that it is troublesome to go to the bank specially, online WeChat and Alipay can also be used.