If you need to apply for a personal first-hand housing loan, you need to submit an "economic income certificate" to the loan handling bank of Bank of China, including my family tax payment certificate, bank statement, bank passbook, securities and other originals or copies.
As there are differences in policies and requirements for handling loans in different regions, please consult the local China Bank outlets in detail.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download the second-hand PP or BOC cross-border GOAPP Office.
Second, how to open the personal income certificate required for mortgage?
How to open the mortgage income certificate? Many people have only heard that it is really unclear that there is no house loan.
In fact, each bank has different requirements for proof of income. Some banks have their own fixed forms and formats of personal certificates, and you just need to print them out according to the forms they send you. Some are not necessary, but he will tell you which points must be reflected in personal certificate. You can ask the staff of the loan bank in advance. After greeting, we went directly to the human resources department of the unit to issue the income certificate.
1. Write the other company clearly in the title. Like a bank.
2. Information of the attested person. This is to certify that XXX with ID number (XX) is an employee of our company.
3. Write your personal income clearly. This comrade works in XXX position of our company, with an annual income of XX million yuan.
4. Write clearly the purpose of the certificate. For example, this certificate is only used for employee housing loans, not for other purposes. This is to certify that.
5, write clearly the name of the unit. Including the full name of the unit, office address, contact telephone number, etc.
6. Write down the person in charge. This item is mainly for the convenience of the other party to verify.
7. Write down the year, month and day, the name of the unit and department, and affix the special seal.
That's about it. I hope my answer can help you. Thank you.
Third, the bank mortgage needs a payroll, how to find a god to help me!
Bank loans mainly depend on the flow of your salary. You just need to go to the bank counter and ask the bank staff to write running water for you.
If it is too troublesome, you can also go to the bank's self-service printer to handle it. If it doesn't work, every bank will have a guide. You can ask the wizard to guide you through the use of the self-service printer.
Fourth, the bank mortgage needs a payroll, how to do it? Somebody help me.
Find the developer who bought your house, and they will find a way for you.
Let's see what others say.