Billionaire Zhou Jiancan: Borrowing 2 1 100 million principal, the light interest will be paid back to 590 million.

Since the reform and opening up, entrepreneurship has become a trend. There are countless young people on the road to entrepreneurship, and the road to entrepreneurship should be based on one's ability. Once morality and harmony are not in place, risks will inevitably follow. The 55-year-old chairman of Jindun Company realized the market value of 9.3 billion yuan with the borrowed 30,000 yuan, but in the end he jumped to his death due to the debt of/kloc-0.00 billion yuan. Today, his shares are also auctioned. Private lending eventually became his desperate place.

2018 65438+1At about 5 pm on October 30th, Zhou Jiancan jumped in the upstairs of Shangyu International Hotel in Shaoxing, Zhejiang, and ended his 55-year life. The day after the news of his death came out, many people gathered at the company gate. They are not relatives and friends who came to mourn, but creditors of Zhou Jiancan before his death. Of course, paying off debts is a matter of course. Monks can't run away from the temple, Zhou Jiancan is dead, and his son Zhou Chun and listed companies with a market value of nearly 10 billion are there. But what is puzzling is how much money Zhou Jiancan owes and is willing to escape by ending his own life.

Actually, it's not much. According to the statistics at that time, Zhou Jiancan and the affiliated enterprises of Jindun Group under his name accumulated debts of 9.9 billion, but the market value and assets of Jindun shares were nearly 10 billion. They can only go bankrupt and start over at most, and there is no need to offset it with death. However, with the deepening of the police investigation, one mystery was uncovered. No matter how clever an investor is, he can't completely avoid the risk of investment failure, and the project cycle invested by Zhou Jiancan is very long. Moreover, he has invested in many projects, so his capital chain is very compact and it is easy to collapse if he is not careful.

Sure enough, when the market was in a downturn, something really went wrong with Zhou Jiancan's project. What if there is something wrong with the capital chain? If you don't stop loss in time, you will only lose more. What is Zhou Jiancan's method? Generally speaking, it means borrowing money, mortgage and robbing Peter to pay Paul. Regrettably, the money he borrowed did not fill the loophole in his capital chain, but it cracked even more and eventually collapsed. According to media reports, in the two years before Zhou Jiancan's death, the loan interest he paid was as high as 654.38+0.7 billion, of which the most amazing loan was that he borrowed the principal of 265.438+0 billion, and only paid off 590 million with interest, totaling 9.899 billion debts.

Like many entrepreneurs, Zhou Jiancan also went to sea when the entrepreneurial boom was surging. Previously, Zhou Jiancan was a civil servant and worked as a land administrator in the countryside, but his life was too comfortable and ordinary, so Zhou Jiancan chose to resign and start a business in the sea. At the beginning of his business, at the age of 26, he used his savings to open a small company, borrowing a total of 30,000 yuan, mainly selling fire-fighting equipment. Zhou jiancan is young and progressive. With a warm heart and flexible mind, he not only grew up successfully, but also became a leading enterprise in the fire protection industry.

The original small company has become an enterprise with assets exceeding one million in a few years. The company grew bigger and bigger, and Zhou Jiancan set up Jindun shares, shifting from the original fire-fighting equipment to fire safety. A few years later, Jindun became a well-known enterprise in Zhejiang and Zhou Jiancan became a well-known businessman in Zhejiang. Zhou Jiancan, who had a smooth journey and didn't encounter too many storms, decided to lead Jindun to go public. In 20 14, Jindun was successfully listed on Shenzhen Stock Exchange, and Zhou Jiancan reached the peak of his life because of the listing of Jindun. With capital, Zhou Jiancan began to lead the enterprise transformation and began to contract large-scale projects. Relying on large-scale projects such as hydropower stations and subways, the annual return rate of Golden Shield continues to rise.

Zhou Jiancan personally engaged in charity while developing his enterprise, which won him a good reputation. 20 18 Wenchuan earthquake, Zhou jiancan donated more than 5 million yuan. The total amount of funds invested in various charities has reached150,000 yuan. If Zhou Jiancan can continue to develop like this, and his personal and career will be both fruitful, there will be no later things. My friend, what do you think of Zhou Jiancan's ups and downs?