The online loan was lost by the guarantee company. Who am I still?

Legal analysis: the online loan has been compensated, and the creditor has changed from the original mortgage institution to the subject of compensation, usually the insurance company. The personal credit report will show that the borrower can repay the insurance company, and the repayment amount to be borne includes principal, interest, penalty interest and liquidated damages.

Legal basis: Article 255 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that if the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures such as restricting exit, recording in the credit information system, publishing non-performance information through the media and other measures prescribed by law.

Article 103 of the Civil Code of People's Republic of China (PRC) * * * The relationship between civil subjects and credit information processors such as credit reporting agencies shall be governed by the provisions of this book on the protection of personal information and the relevant provisions of other laws and administrative regulations.