1, the employer must purchase "five insurances" for employees. Refers to: pension, medical care, unemployment, work injury, maternity. Better companies pay "three insurances and one gold" or "five insurances and one gold". That "one gold" refers to the provident fund. 2. The social security payment base is 60%-300% of the average social wage. 3. The insurance premium withheld by the company should be the social security paid. Pensions need to be paid for 15 years, and can only be collected after the legal retirement age. Men are 60 years old and women are 55 years old. Medical insurance is a reimbursement system, that is, how much hospitalization expenses can be reported in proportion. The reimbursement amount will be slightly different in different provinces, cities and regions, but basically the same situation is that the more advanced the hospital, the lower the reimbursement amount, because a certain deductible will be deducted, and the top three hospitals will deduct a lot. Medical insurance can basically solve the cost of hospitalization of about 50%-70%. Unemployment benefit means that employees can apply for surrender when they leave their original unit, so that you can get the social security premium paid by employees before. Actually, it's your own money. Industrial injury insurance refers to the payment of medical expenses for employees who suffer accidental injuries during working hours or due to work-related matters. Industrial injury protection shall not take effect for accidents caused by not working during working hours and doing things unrelated to work. Maternity allowance is only for women. Female employees can enjoy maternity allowance when giving birth, which may be different in different regions, and the allowance for natural delivery and caesarean section will be different. Provident fund is housing provident fund.
Legal objectivity:
People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. Article 57 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall, within 30 days from the date of establishment, apply to the local social insurance agency for social insurance registration with the business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.