Penglai, Shandong, MBA from the University of the West of England, senior MBA from China Europe International Business School, founder and CEO of Xinhai Technology (Shanghai) Co., Ltd.
Deeply match customer needs
Depth matching client
Up to now, Xinhai Technology has obtained the copyright certificate of 1 1 computer software issued by China National Intellectual Property Administration, among which the representative technologies are Xinhai Technology's generation protection system, Xinhai Technology's OpenAPI monitoring system, Xinhai Technology's big data visualization platform, Xinhai Technology's big data intelligent risk control system and Xinhai Technology's ODS data platform.
In addition to the Shanghai headquarters, Xinhai Technology has branches in Beijing, Tianjin, Guangzhou, Shenzhen, Jiangsu, Zhejiang, Shandong and other places, with more than 60 team members, of which 42% are technicians and 28% are salespeople. The core team comes from the head office executives of joint-stock banks, well-known Internet technology companies and human resources service experts.
The platform already has the basic data of 2 million+employment enterprises, 1.6 million+human resources service companies and 1.000+ financial institutions. A large database of digital scene applications in the industry is built, and the industry can develop through data services.
The platform has established cooperation with many banks and financial institutions such as Suning Bank, Shang Qi Bank, Jiujiang Bank, Daosheng Factoring, China Construction Bank and Blue Ocean Bank.
It has become a member of more than 30 human resources service industry associations in Beijing, Shanghai, Guangzhou, Shenzhen, Guangdong, Nanjing, Hangzhou, Hebei, Zhengzhou, Xi, Hunan, Chongqing and Jilin.
The compensation enterprise chain serves 400 customers, provides accounts receivable financing services for more than 60 human resources service companies, and has paid more than 5 billion yuan for service customers.
In the next three years, the human resources companies they serve will achieve financing 1500, and the platform transaction volume will exceed 80 billion.
Using technology to make finance easier
Using technology to make financial services easier
The salary enterprise chain platform is a strategic route based on technology+finance+scenario, focusing on the segmentation of human resources. The team led by Sun He, through financial technology, has opened up services for multi-party B-end enterprises and C-end employees, integrated multi-party data and resources, realized seamless connection among asset clients, capital channels and employees, and formed a closed-loop business ecosystem, providing supply chain service solutions such as business bidding, personnel recruitment, financing, salary payment, monitoring and credit reporting for upstream and downstream enterprises of human resources.
Sun He said that the human resources service enterprise is light asset company, and it is difficult to get bank loan support. The long-term problems faced by these enterprises are difficult to solve, such as difficult financing, expensive financing, difficult recruitment, expensive recruitment and low retention rate. Our compensation enterprise chain integrates the data and funds of the supply chain of the human resources industry, establishes an intelligent risk control system for investors, quantifies risk control standards, conducts closed-loop management of accounts receivable, and provides investors with assets with controllable risks.
She said that the risk control principles and capabilities of the salary enterprise chain meet the bank's risk control requirements and are highly recognized by banks and other investors, which is impossible for other platforms. This is the unique advantage of the compensation enterprise chain. The big data platform of salary enterprise chain provides credit portrait service for all participants in the supply chain of human resources industry, and also provides customized software services and technical services for human resources service enterprises. Finally, the whole supply chain can be visualized, the management information can be realized, the overall benefit can be maximized, and the management cost can be minimized.
At present, there are six service products in the compensation enterprise chain, namely:
① Industrial digital service
Provide digital services for upstream and downstream enterprises in the human resources industry by developing big data mining, analysis, presentation and distribution technologies;
② Accounts receivable financing service
Provide flexible, convenient, timely and safe financing solutions for labor accounts receivable for human resources enterprises, and meet the financing needs of "daily mat", "weekly mat", "monthly mat" and "circulating mat" under flexible employment and daily payment system.
③ Intelligent man-hour collection service
Provide on-site employees' daily working hours collection for employment enterprises and human resources service enterprises as the data basis for expense settlement between employment enterprises and human resources service enterprises, pay daily wages for human resources service enterprises, provide real transaction basis for investors to advance funds, and provide online electronic contract signing services for enterprises to recruit employees.
④ Visual service of salary payment.
⑤ Asset export service
By opening up all parties in the industrial chain, the salary enterprise chain realizes the "four in one" of information flow, capital flow and business flow of upstream and downstream enterprises, and uses technologies such as intelligent dynamic risk control and big data portrait, as well as the work of confirming accounts receivable and assisting fund supervision to help the fund side (bank) factoring business.
⑥ Commercial insurance agency service
The salary enterprise chain helps insurance companies to carry out commercial insurance business, and has successively launched "employer liability insurance" and "accidental injury insurance". Insurance is convenient and fast, online operation, claims in place and thoughtful service.
The market always belongs to enterprises that are prepared, innovative and leading. Obviously, Sun He and her team are ready.
Advantages and development prospects
Advantages and development prospects
In a short period of two years, the achievements and achievements created by the compensation enterprise chain:
① Customer acquisition ability
The platform database has data such as10.6 million+human resources service companies, 2 million+employment enterprises, and10 million-level C-end payroll, and the digital service capability of the empowerment industry has emerged.
② Intelligent risk control
Conduct big data risk control portraits for employment enterprises and human resources service enterprises, with online 100+ tags in data dimensions, offline 50+ tags and 7*24-hour dynamic data transmission. The risk control principle and ability of salary enterprise chain can meet the requirements of bank risk control, which is highly recognized by banks and other investors, which is impossible for other platforms and is also the unique advantage of salary enterprise chain.
③ Business scene
Salary-enterprise chain is the scene business model of B2B2C. Links to transaction data of employment enterprises, human resources service enterprises, employees, financial institutions, etc. It is online, unchangeable and traceable, forming a four-stream supply chain, visual capital flow, full supervision of bank accounts and ensuring repayment.
④ Business efficiency
Online and offline business operation, convenient operation, high efficiency, system docking, real-time provision of assets and information according to the standards of the funder, the demander applies on the same day and issues it on the same day.
At present, China's service outsourcing industry is in a critical period of moving towards the high end of the global value chain. The development of digital-driven industry is an important cornerstone to realize the overtaking of service outsourcing industry in China and promote the high-quality development of enterprises in China. The compensation enterprise chain applies big data, blockchain, artificial intelligence, cloud computing and other technologies to create an ecological closed loop of supply chain with synergy between industry and finance, high openness and win-win cooperation, and help the human resources industry realize digital transformation.
Sun He said that there are more than 40,000 human resources service businesses effectively operated in China, and nearly 200,000 human resources service businesses registered in the market supervision department. There is a large market for human resources services, and the demand for digitalization in the human resources industry is urgent. At present, the company is iteratively upgrading the "salary enterprise chain" platform. After iteration, the platform was renamed as "Salary Enterprise Cloud" cloud platform. You will see that the new platform has more powerful functions in serving the human resources industry.
She introduced that under the background of a series of national support and support policies, the salary enterprise chain will focus on the human resources industry, continue to refine the product direction with customer orientation, optimize the product matrix, and use the advantages of technical means and business models to enhance product advantages and form an absolute leading edge in the industry.
Sun He also revealed that the company is introducing equity investors, cooperating with like-minded people, speeding up the development of the company and seeking more chances of winning on the basis of the existing salary chain.
Ultimate innovation platform
Unique innovation platform
The continuous innovation of supply chain financial technology solution mode salary enterprise chain in human resources industry has been highly recognized and praised by the industry;
Born in a financial family, Sun He has his own endowment. After returning from overseas, I directly entered the most innovative commercial factoring company in Qianhai. The rich experience of factoring company for many years makes it the most representative supply chain finance expert and operation expert in the post-80s industry. Now, I am the first person to eat crabs. I don't want men. We wish Sun He and her salary enterprise chain * * * a win-win situation with human resources service intermediary companies such as labor enterprises, human resources outsourcing dispatching companies, investors and employees in the new journey, leap forward and realize the great vision of "building a global leading digital technology service cloud platform for the supply chain of human resources industry".