According to Cai Xi's survey. Com, Pratt & Whitney Express is not a subsidiary of Meituan. Pratt & Whitney Express is a loan service provider specializing in consumer installment business, providing installment loan shopping services for white-collar workers. It is a third-party dunning company, which cooperates with the online lending platform and is responsible for collecting overdue payments. Pratt & Whitney Express is not an online lending platform, nor does it belong to a company under Meituan.