Let's first introduce the background of Ping An Insurance and see how its solvency is. Before starting the analysis, you might as well know what factors are involved in evaluating an insurance company: what should we look at the insurance company?
1, the background of Bao Si
China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as China Ping An and Ping An Insurance) 1988 was born in Shekou, Shenzhen. At present, the group's total assets have exceeded 10 trillion yuan, making it the largest insurance group in the world. Ping An Insurance in Wealth? Fortune 500? Ranked 25th in China, and ranked first in mixed ownership enterprises in China.
In terms of serving customers, Ping An Insurance strives to build? Save worry, time and money? Convenient experience China Ping An Life Insurance Company of China Insurance Company has about 58,000 customers? Smart prepaid? Service? Flash compensation? The number of pieces was 6.5438+0.65 million, and the compensation amount was about 3.6 billion yuan. Ping An Property & Casualty also pioneered the video survey of auto insurance claims in the industry, which takes only 5 minutes on average.
From this point of view, Ping An Insurance is a powerful insurance company with huge assets and high service level. If you want to know more about Ping An Insurance, you can click on this article: What about China Ping An Life Insurance Company of China Insurance Company? What products are there? What are the good ones? What are the problems worthy of in-depth analysis?
2. Solvency
After understanding the background strength of Ping An Insurance, let's take a look at its solvency. According to the regulations of China Banking Regulatory Commission, an insurance company's core solvency adequacy ratio is not less than 50%, its comprehensive solvency adequacy ratio is not less than 100%, and its comprehensive risk rating is above Grade B..
Take China Ping An Life Insurance Company of China Insurance Company, a subsidiary of Ping An Insurance, as an example. According to the solvency quarterly report of China Ping An Life Insurance Company of China Insurance Company of China Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 140.90%, and its comprehensive solvency adequacy ratio is 250.00%. The comprehensive risk rating results in the first quarter and the second quarter of 2022 are BB.
Therefore, the solvency of China Ping An Life Insurance Company of China Insurance Company is up to standard. If it meets the requirements, the insurance claims will generally be smooth. If you don't know what information you need to prepare for claims, you can read this article: What are the general claims information? Details determine the success or failure of claims!
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