1. The firm can purchase a house by loan, and must have a stable occupation and income, good credit and the ability to repay the principal and interest of the loan. The purchased commercial house is located in a town (including urban area, county town and big market town), and in principle it is the borrower's current residence or work and business place. A house purchase contract or agreement has been signed (hereinafter referred to as "house purchase contract"), and more than 40% of the house purchase price has been paid.
2. A trading company can borrow money to buy a house. A trading company can evaluate the mortgage with fixed assets and goods, that is, if the company has goods in its own house or warehouse, it can evaluate the loan.