1. handover requirements and procedures: the applicant and the insured who apply for surrender must obtain the written consent of the insured, and the insured shall clearly state who will receive the surrender money; If the applicant applies for surrender, the insurance company will refund the cash value of the policy after receiving the application for surrender. If the applicant has paid the premium for less than two years, the insurer shall return the remaining premium to the applicant after collecting the premium from the date of insurance liability to the date of insurance termination.
2. When surrendering, the surrenderer shall provide the following documents: the applicant's application for surrender, and the insured shall provide the written consent of the applicant for surrender; Insurance policy and final payment certificate provided by the surrenderer to prove the establishment of the contract;
3. The identity certificate of the applicant; If the applicant or the insured entrusts others to handle it on his behalf, he shall provide the power of attorney of the applicant or the insured and the client's ID card. Health life insurance (multi-insurance era) is a product launched by Tongfang Global Life Insurance Co., Ltd.
4. In 2003, the company officially obtained the business license to conduct life insurance business in China. Up to now, the registered capital of the company is 2.4 billion yuan, and the asset scale is nearly 654.38+0.25 billion yuan. On April 22, 2020, Tongfang Global Life Insurance Co., Ltd. received 5.052 billion yuan in premium income, 65.438+0.8 million yuan in claims and 288 million yuan in claims. In 20 19, Q3 had comprehensive risk rating A and comprehensive service rating CCC, and the comprehensive repayment adequacy ratio was 203.76%.
5. Surrender law. Consumers who surrender in person to an insurance company need to bring an application for surrender, an applicant's ID card, a copy of a bank card, an insurance contract and an insurance premium invoice. To entrust an insurance salesman to the business hall, you need to provide relevant information. You can also call the insurance company's customer service phone directly to ask for surrender.