For consumers whose conditions are not allowed, it is easier to find a guarantee company to handle the car loan review, and the loan amount will be more, so it is still popular with consumers. And how does the guarantee company handle the car loan process? The guarantee amount is usually 1% to 1.5% of the loan amount. Generally speaking, the higher the price, the higher the amount of protection. When guaranteeing car loans, consumers should provide as many proof of assets as possible, such as proof of property, proof of deposit, proof of income, etc. The more relevant certificates, the higher the success rate of loan approval. The application process is as follows: the involvement of the guarantee company is a special link in the process of borrowing money from the bank to buy a car: 1. The customer consults the guarantee company for information; 2. The customer applies for guarantee, fills in the guarantee application form and signs the insurance undertaking. The insurance company collects the guarantee fee, and both parties sign the guarantee mortgage contract; 3. The credit department of the guarantee company conducts a preliminary examination of the customers; 4. The risk control department of the guarantee company will send personnel to the door to verify the authenticity of the materials provided and filled in by the customers; 5. The guarantee company submits the customer's loan application information to the bank; 6. Go through the formalities of car loan after the bank has passed the examination; 7. Customers can repay on time.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.