1, the original investment fund remains unchanged. In addition to deducting the amount of fixed investment normally every month, the funds redeemed from the last round of fixed investment (referring to the sum of principal and income) will be distributed to 24 months on average, and then invested in the original investment fund to complete the compound interest operation of the fund.
2. After reaching the target income next time, take profits and transfer the profit-taking funds to the next round of fixed investment. Repeat this operation, put the newly earned money and the money invested before together for a long time, and get the best compound interest effect.
1. Securities investment funds can be divided into different types: according to whether the fund share can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), and the fund scale is not fixed through subscription and redemption by banks, securities companies and fund companies; Closed-end funds have a fixed duration and are generally listed and traded on stock exchanges. Investors buy and sell fund shares through the secondary market. According to different organizational forms, it can be divided into corporate funds and contractual funds. Fund is an investment fund company established by issuing fund shares, usually called corporate fund; Usually called contractual fund, it is established by fund managers, fund custodians and investors through fund contracts. China's securities investment funds belong to contractual funds. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund. According to the different investment objects, it can be divided into four categories: bond fund, stock fund, money fund and mixed fund.
2, operation skills: look at the market before operation, the fund investment income comes from the future. For example, to redeem equity funds, we can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem and make a choice in time. If it is a bull market, it can be held for a period of time to maximize the income. If it is a bear market, it is early redemption. It is safe to put down the bag.
3. Converting into other products and converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost. The conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, transformation is also an idea of redemption. Regular fixed redemption is the same as regular investment. Regular fixed redemption can not only do a good job in daily cash management, but also stabilize market fluctuations. Regular redemption is a redemption method that matches a fixed amount of investment.