What are the mainstream settlement methods now?

At present, the main settlement methods are summarized as follows

1, a foreign third-party platform channel. If your source of funds accepts many foreign third-party platforms, there are many collection platforms that can be directly converted into RMB for cash withdrawal, but the general fee is above 1%, and the cost may be higher, such as Amazon's P card and WF card;

3. Qianzhuang mode. Many funds take the private bank model, and the exchange rate of private banks is generally better, mainly for overseas direct investment funds. Generally, face-to-face transactions or foreign exchange are given to RMB first, which has high capital risk;

4. The offshore mode in Hong Kong is mainly aimed at corporate customers with a certain scale. It is difficult to open an account, and there are too many bank supervision and complicated auditing procedures. However, there are specialized institutions, and the main point is that the cost of opening an account and maintaining it is high.

5. Agency company. Many foreign trade agencies can use the quota of foreign trade companies to help customers settle foreign exchange.

6. Chongqing's Express Easy Agency Settlement Platform can directly open virtual accounts online with banks cooperating with related settlement platforms, which is very convenient. The amount of foreign exchange settlement can be proved by providing the corresponding electronic data on the legal certificate of funds, and there is no limit to the amount. As a legal sunshine channel, banks can complete the settlement of foreign exchange and receive RMB on the day when foreign exchange arrives at T+ 1, which has good timeliness. This model is a government-led service model. The agent settlement platform cooperates with banks, and customers also use their own bank accounts, so the funds are safe.

It is a better scheme to comprehensively consider the agent settlement platform, but it is convenient to submit electronic data authentication, and it is also convenient to complete in-line authentication for other contracts that do not provide electronic data.