How about consumer finance in China Bank? Has anyone used it?

Some people say yes to BOC consumer finance, while others say no. No matter how good it is, there are always people who are not satisfied. Personally, I think it's good. I used it at my first job, and/kloc-borrowed 20,000 yuan in 0/2 months. The application is simple, the review is fast, and there is not much pressure every month. There is no online report. After all, BOC Consumer Finance is a formal company with a consumer license, which will abide by the contract and will not generate other expenses. However, it is recommended that you read the loan terms carefully before making a decision.

Brief introduction of BOC consumer finance:

BOC Consumer Finance Co., Ltd. (hereinafter referred to as "BOC Consumer Finance") was established on June 20 10. It is one of the first consumer finance companies in China approved by China Banking and Insurance Regulatory Commission (formerly CBRC), a comprehensive operating company under China Bank and the first consumer finance company in Shanghai. Adhering to the concept of "building a high-quality consumer finance company in the new era", after years of intensive cultivation in the consumer finance industry, the company has set up 27 regional centers throughout the country to provide customers with simple, convenient, professional and flexible consumer finance services.

In 20 15 and 20 19, the company successively increased capital and shares, adhering to the century-old brand spirit and strategic guidance of Bank of China, giving full play to the strong commercial consumption scene advantages of An Baili Group, connecting the financial innovation of Lujiazui Financial Development Co., Ltd. with the resource advantages of the integrated financial holding platform, and introducing the rich experience and advanced frontier risk management concepts of Hong Kong Bank of China Card Company in the international consumer finance industry. Drawing on the practical management capabilities of Bode's innovative global top 500 enterprises such as strategic planning and operational governance, and Sequoia Capital's strategic investment insight based on long-term development, many years of excellent industry practice have accumulated market advantages of BOC consumer finance such as "risk control technology, financial technology, fund-raising brand, business model and management team", which has enabled BOC consumer finance to move forward in the direction of "becoming a leader in the field of consumer finance in China".