You can go to the bank counter, or you can operate in corporate online banking. However, there must be sufficient basis for the transfer purpose of the company's account transfer to individuals, such as repayment, travel expenses reimbursement, salary payment, etc., and the authenticity and legality of the use of funds must be guaranteed, otherwise it will not pass the bank audit smoothly.
Common situations of direct transfer from company account to individual:
1. Profit distribution: the profits of a sole proprietorship enterprise or partnership enterprise after deducting company expenses and paying personal production and operation income tax are paid to individuals or partnership investors through company accounts;
2. Pay the employee's salary: on the day of salary payment, the company transfers the money from the company account to the company's employee cards, and the company declares the employee's salary to the tax authorities, and the company withholds and pays taxes for the taxpayers;
3. Reimbursement of travel expenses: employees of the company can provide corresponding consumption invoices for reimbursement and sale, and the company will transfer the money from the company account to the personal card of the reimburser after verification;
4. Payment of personal services and other remuneration: due to business training and other needs, the company needs to pay a certain amount of remuneration when hiring people outside the company, and this expenditure can be transferred from the company account to the personal account of the employee;
5. Purchasing from individual operators: The company purchases goods from individuals and requires individuals to issue invoices in the tax department. The company can pay the money to the personal account through the company account;
6. Repayment of personal loans: When the company borrows money from an individual, it can be transferred to the borrower's personal account through the company account;
7. Payment of personal liquidated damages: If the company and the individual breach the contract, the company can transfer the money to the individual to pay the liquidated damages through the company account.
To sum up, corporate accounts can be transferred to private accounts, but only for personal reimbursement, salary payment and loans from shareholders or employees. The former needs to open the function with banks, and some banks with personal loans do not open large-sum transfers, so loans need formal loan contracts. In addition, regardless of the size of the company, the current vouchers of ordinary accounts also need to be accounted for by agents.
Legal basis:
Article 39 of the Measures for the Administration of RMB Bank Settlement Accounts
Personal bank settlement account is used for personal transfer, receipt and payment and cash deposit and withdrawal. The following funds can be transferred to the personal bank settlement account:
(1) Income from wages and bonuses.
(2) Income from labor services such as manuscript fees and performance fees.
(three) the principal and income of bonds, futures, trusts and other investments.
(4) Income from the transfer of personal creditor's rights or property rights.
(5) Personal loan transfer.
(6) Securities trading settlement funds and futures trading deposits.
(7) Inheritance and money donation.
(eight) insurance claims, premium refund and other funds.
(9) Tax refund.
(ten) sales revenue of agricultural and sideline products and mineral products.