How to choose an insurance company when insuring?
1. First of all, we should pay attention to the basic situation of insurance companies. Specifically, we can check whether the company is a regular insurance company through official website of China Banking Regulatory Commission, and check its operation and solvency according to its information disclosure. Under normal circumstances, the company's comprehensive solvency adequacy ratio needs to reach 100% to be qualified;
2. Second, pay attention to the company's products, rich product types and whether the product price is cost-effective, and choose the appropriate insurance products according to their own needs;
3. Finally, we should pay attention to the service quality of the company, such as whether the claim settlement procedure is simple and reasonable, whether the account manager is professional, and whether the after-sales service of insurance is good.