The bank with rating A has the strongest internal financial strength. These institutions usually have extremely valuable and flexible operating privileges, a solid financial foundation and a very predictable and stable operating environment.
B
Banks rated as B have strong internal financial strength. These institutions usually have valuable and flexible operating privileges, a good financial foundation and a predictable and stable operating environment.
C
The internal financial strength of the bank rated C is acceptable. These institutions usually have more limited and valuable operating privileges. They either have acceptable financial fundamentals in a stable business environment or have above-average financial fundamentals in an unstable business environment.
D
The internal financial strength of a bank with a rating of D is average, and sometimes it may need some external support. Such institutions may be restricted by one or more of the following factors: franchise value is low; Financial fundamentals are insufficient in one or more aspects; Or the business environment is unpredictable and unstable.
E
The internal financial strength of a bank rated E is very general, and it is more likely that it needs regular external support or final external assistance. Such institutions may be constrained by one or more of the following factors: franchise value is low and limited; Financial fundamentals are seriously inadequate in one or more aspects; Or the business environment is extremely unpredictable and unstable.
Note: Under appropriate circumstances, the rating below "A" should be marked with "+",while the rating above "E" should be marked with "-"to distinguish the banks belonging to the intermediate category.