I. Product Features
1, with a quota of 800,000-500,000 yuan;
2. Interest rate: the daily interest rate is as low as 2.6;
3. Repayment method: average capital, equal principal and interest, one-time principal repayment at maturity, and monthly interest payment;
4. Required materials: my second-generation ID card and income certificate.
Second, apply for admission.
1, official hotline of Nanjing Bank: 95302;
2. Log in to Nanjing Bank Meng Xinxiang official website, and click I want a loan-large application-Cheng Yi loan;
3. Pay attention to Meng Xin of Nanjing Bank, enjoy the official WeChat official account, enter the chat interface, easily borrow money, and apply according to the process;
4. Download the New Dream APP of Nanjing Bank, enter the Cheng Yi loan on the homepage, and apply according to the process.
Operating environment: browser computer: macbookpro mos 14 open google version 92.0.4515.131.
Summary:
1. Bank of Nanjing was established in Nanjing on February 8th. 1996. It is a joint-stock commercial bank composed of state-owned shares, Chinese legal person shares, foreign shares and many individual shares, with strong strength. The new dream of consumer-grade loans jointly launched by it is the main product;
2. When the user is overdue, the system will automatically upload the overdue information of the user to the credit information system of the People's Bank of China, which will affect the user's credit record. Please cherish the credit record and repay the loan according to the contract;
3. If it is overdue, it will affect the comprehensive credit status of users, but the specific application needs to be evaluated in combination with the overall situation of other aspects;
4. The repayment date is set to the corresponding date. If the user borrows money between1~ 28th every month, the repayment time will be the corresponding date of1~ 28th every month from next month. If the user borrows money after 28th of each month, the repayment time will be 28th of each month from next month. See "Repayment Records" page for details.
4. How about a loan from Nanjing Bank in Cheng Yi?
Not bad. The maximum loan amount of Nanjing Bank's "Cheng Yi Loan" consumer loan is 300,000 yuan, which is medium, but the loan period is longer, up to 48 months. Its repayment method is flexible, and you can choose to repay by installment or due. In addition, its loan cost is low, and its monthly management is only 0.59%. On the whole, Nanjing Bank's "Cheng Yi Loan" consumer loan has the advantages of long loan time, low cost, flexible repayment method and moderate amount, and it is a kind of consumer loan with good cost performance. Suitable for office workers to apply.