1. Understand the reasons for borrowing: Understand the specific reasons for employees to borrow, whether it is a sudden emergency or long-term economic difficulties. If it is the former, and the employee has performed well before, you can consider giving some help within your ability.
2. Make sure the repayment plan is clear: When deciding to borrow money, you must make a clear repayment plan with employees, including the amount, repayment period, interest, etc.