First of all, p2p, as a new financial model, has insufficient supervision. According to the existing policies, the supervision of relevant government departments is weak, and the sanctions against p2p platforms are also insufficient, which leads some p2p platforms to unscrupulously absorb people's deposits and use high interest rates as bait to run away at an appropriate time. In this regard, the state can increase the supervision and punishment of online financial activities.
Secondly, people's understanding of p2p is not enough. For many people, most of them don't know how p2p works, and most of them are attracted by high interest rates. For some people who know the risks of p2p, they all think that they can get some interest from it before the platform runs away. In this way, p2p will last longer and more people will be deceived. To this end, we can popularize the related knowledge of p2p.
Finally, p2p doesn't start for a long time, and many companies don't have much experience in managing companies. For some enterprises, there is no industrial support from the beginning, and they just want to run around with money. For some companies, they want to do a good job in this industry, but due to lack of experience, poor management and other reasons, they have also embarked on the road. In this regard, enterprises should take their time and operate the company slowly and steadily, one step at a time, rather than taking too big steps, leading to bankruptcy of the company.