China Pacific Life Insurance Co., Ltd. Hong Xin Life Dividend Insurance

Endowment security belongs to the category of life insurance. Neither death nor disability nor compensation. The demand for purchasing life insurance is bond hedging or designated inheritance.

As for the product, it is an extra dividend. In the low premium range, it's just a gimmick. Dividends are very small.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.