What are the consequences of auto insurance fraud?

If the circumstances are minor and do not constitute a crime, administrative punishment shall be given; If the circumstances are serious enough to constitute the crime of insurance fraud, it is generally punished with fixed-term imprisonment of not more than five years or criminal detention, and a fine of not less than 65438+100000 yuan but not more than 65438+100000 yuan.

First, how do insurance companies identify fraudulent insurance?

1, the insurance company will set up an insurance anti-fraud department or special group to conduct insurance anti-fraud investigation;

2. The insurance company confirms the course and cause of the accident by collecting the data of insurance fraud and asking the parties, and determines whether it is fraudulent by investigating the third party.

Second, how much does it cost to defraud auto insurance?

The act of defrauding auto insurance can be filed if the individual reaches 10000 or more and the unit reaches 50000 or more. Details are as follows:

1. Standards for individuals to defraud the insurance amount

(1) If the amount of personal insurance fraud is more than 1 10,000 yuan, it is "a large amount";

(2) If the amount of personal insurance fraud is more than 50,000 yuan, it is a "huge amount";

(3) If the amount of personal insurance fraud is more than 200,000 yuan, it is a "particularly huge amount".

2. The standard of unit insurance fraud amount.

(1) If the amount of unit insurance fraud is more than 50,000 yuan, it is "a large amount";

(2) If the amount of unit insurance fraud is more than 250,000 yuan, it is a "huge amount";

(3) If the amount of unit insurance fraud is more than 6.5438+0 million yuan, it is "extremely huge".

Legal basis: Article 198 of the Criminal Law commits insurance fraud under any of the following circumstances, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan, or his property shall be confiscated.