The loan product is a guaranteed loan launched by Jiaozuo City Commercial Bank, which is a kind of operating loan. The maximum loan amount is 200,000 yuan, and the loan period does not exceed 3 months.
Product advantages:
1. Flexible loan amount and loan term.
2. The repayment method and guarantee method are flexible.
Loan terms:
(1) Have a local permanent residence or valid residence status;
(2) It has a stable and legal source of income and the ability to repay the principal and interest of the loan on schedule;
(3) Personal reputation is good and there is no bad record; The affiliated enterprise is registered in Jiaozuo, with good operating efficiency;
(4) Loans are used for production, operation, business and entrepreneurial activities that comply with national laws, regulations and relevant regulations of regulatory agencies.
(5) Being able to provide collateral, pledge right, third-party guarantee or credit qualification recognized by commercial banks;
(6) Opening a current savings account or other deposit account with the handling bank;
Application materials:
1. Personal ID card or other relevant identification materials.
2. Enterprise running water certificate
3. Business license, tax registration certificate, property certificate and other materials.
4. Proof of loan use
5. Other relevant certification materials stipulated by Jiaozuo City Commercial Bank.